How does a medical malpractice insurance premium work?
I want to become an anesthesiologist (in Florida). A big chunk of my money (like 30% I think??) will already go to taxes. Do I have to loose another fat chunk paying for malpractice insurance? Does anyone know how much the insurance will be or how it is determined? This really sucks if your salary is around 300k and you walk away with less than 100 from paying taxes and insurance and other stuff.
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Answer by mbrcatz
If you are self employed, you will buy your own malpractice insurance. If you are employed by someone else, they will pay your malpractice coverage.
The premium is determined by how many hospitals you work at, how many hours a week you work on average, how long you've been in practice (it goes up, not down, with experience), coverage limits, geographical location, and claims history.
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