What kind of life insurance is better for me, term insurance or permanent insurance?
Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can buy more death benefit for a lot less money, but permanent insurance gives me money with a death benefit. I'm in my late 40's, have a wife and 2 kids, normal bills, mortgage, etc. Does anyone have any opinions about what is really the better deal long term?
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Answer by raguse7
TERM is definitely ALOT cheaper GENERALLY.....
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ny insurance tower at dusk
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new york city ny life insurance bldg dusk. Photo taken from Waterside Apartments on teh East River.
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