What banks would you recommend in Oregon? and Hoyne Savings Bank Sign

What banks would you recommend in Oregon?

Mostly I only know about Chase, and have heard good things. I am looking for a bank with convenient hours, and a bank that offers a mobile banking app. Also I am not a fan of small local chains or Bank of America.

Thanks!


bank best answer:

Answer by Sean Roberts
I suggest that you visit several banks and credit unions and speak to the customer service personnel. Bring a written list of questions which are important to YOU. Find out the features and charges of each of their accounts. All banks have a printed schedule of fees. Ask for the schedule at each institution you visit, and read it carefully, especially the small print and footnotes. Find out how many ATMs are available, and whether there is a service charge for using the ATM.

Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.

There is no best bank, best credit union, or best bank account. You need to look at the totality of each bank's or credit union's services, accounts, and fees. Every bank and credit union offers several accounts with different features and different fees. Some banks and credit unions may have low overdraft fees, but high fees in other areas. Some accounts waive all fees if you maintain a minimum balance. The minimum balance varies from institution to institution. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction. Take a couple of hours after visiting all the banks and compare the benefits and fees of each institution.

Some banks have a large number of ATMs which you can use without a charge. Other banks have a charge for ATMs.

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Hoyne Savings Bank Sign


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Hoyne Savings Bank
4786 N Milwaukee Ave.
Chicago, IL

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