What is the difference between hazard insurance and homeowners insurance?
I am refinancing and was wondering if I need to have both types of insurance.
insurance best answer:
Answer by Better Advice from HJ
"Hazard" sounds like they are talking about specific threats that are separate from normal homeowners. HO is something that EVERYONE needs- that is for your burst pipes, fires, hail storms....
For earthquake insurance, sometimes you can just endorse this onto your regular policy.
For floods, you can ONLY get that from the federal government. It is a separate policy & is NOT something that is EVER covered on a regular HO policy.
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Big insurance: Sick of it health care reform rally
Image by Steve Rhodes
near the offices of Anthem Blue Cross
moveon.org
healthcare.barackobama.com
healthcareforamericanow.org
www.healthcareforallnow.org
www.billionairesforwealthcare.com
www.peninsularaginggrannies.org
Documentary on the Raging Grannies
www.peninsularaginggrannies.org/Raging_Grannies/The_Grann...
The Waiting Room, a documentary on Highland Hospital in Oakland which is posting short videos during production
whatruwaitingfor.com
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