How does the ACH process know which bank account to withdrawal from or deposit into? and Exterior Bank Signage | Bank Signage Upgrade | Bank Logo Branding | First Federal Bank

How does the ACH process know which bank account to withdrawal from or deposit into?

I have seen an ACH file that gets created from a software program and noticed that the bank ABA number is present, but the Bank Account is not present. If I have multiple bank accounts at the same Bank, how does ACH know which account to use??


bank best answer:

Answer by KlemKiddleHopper
The ACH and the bank ABA routing in most cases are not the same

For example the ABA routing on you check may be for the local bank that you opened your
account at

The ACH routing especially for the larger consolidated banks have ACH centers that handle all
ACH processing and this generally shows on the left of the check approx midway up R/T routing

ACH processing reads the ACH routing then the bank routing and account number in that
order

bank

Exterior Bank Signage | Bank Signage Upgrade | Bank Logo Branding | First Federal Bank


Image by I-5 Design & Manufacture
This is one of the exterior signage sets for First Federal Savings Bank. This wall sign includes dimensional letters reading 'First Federal' as well as the company logo and tagline, which are pin-mounted on the wall for the look of added depth. Click here to see more bank upgrade

---

Orignal From: How does the ACH process know which bank account to withdrawal from or deposit into? and Exterior Bank Signage | Bank Signage Upgrade | Bank Logo Branding | First Federal Bank