Friday, January 3, 2014

How do you calculate the total sum from an investment stream? and MFS Investment Management Service Day (Boston) 5.10.13

How do you calculate the total sum from an investment stream?



Mr. Green wishes to invest $ 150 per month in a bank that will pay him interest monthly. The annual percentage interest rate offered by the bank for investment streams is 8.4%.
If Mr. Green invests $ 150 each month for the next ten years, how much money will he have in the bank at the end of then years?
Would appreciate an explanation rather than just a figure as I can't seem to be able to get the formula quite right. Thanks!


Investment best answer:

Answer by jeff410
This is an annuity and you want to know the future value. This is the formula to use.


FVoa = PMT [((1 + i)n - 1) / i]


FVoa = Future Value of an Ordinary Annuity
PMT = Amount of each payment 150
i = Interest Rate Per Period 8.4
n = Number of Periods 10


Investment

MFS Investment Management Service Day (Boston) 5.10.13
Investment

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MFS employees rolled up their sleeves to help landscape, and paint the outdoor area surrounding the Dever-McCormack Schools on Friday.

Photos by Jerome Daye | 2013



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