Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me? and Darius Hamilton Awarded American Family Insurance Defensive Player of the Year atArmy All-American Bowl Awards Dinner

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

I have a car and have taken Auto insurance for it.
Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also.
If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars?
Also if i am driving someone else car, will my insurance cover if there is any accident i have made?


insurance best answer:

Answer by daddyporky@verizon.net
yes by all means buy the insurance... they can sue you.. that insurance covers you for collision and libality... the extra price is worth it .. if you damage that car or someone lets say scratches it or puts a dent in the door you are liable.... when you rented the car with all that paper work you AGREED TO PAY FOR DAMAGES.. ok buy it..

insurance

Darius Hamilton Awarded American Family Insurance Defensive Player of the Year atArmy All-American Bowl Awards Dinner


Image by goarmyphotos
Darius Hamilton (Don Bosco Preparatory H.S., Ramsey, N.J.) accepts the 2012 American Family Insurance Defensive Player of the Year award from Peter Gunder, chief information officer of the company, during the U.S. Army All-American Bowl Awards Dinner at the Henry B. Gonzalez Convention Center on Jan. 6, 2012. (Photo by U.S. Army)

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