Student loans not in repayment or in deferral included in a mortgage loan application as an expense?
Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. However, the loan application is requesting all expenses listed on my credit report. Are these loans not in repayment included in my expense ratio?
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Answer by Flower Girl
Yes, because it is a bill that is owed, even if you are not currently paying it.
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