How should I manage high interest debt such as car loan? What plan should I make to pay off some principal? and Payday Loans

How should I manage high interest debt such as car loan? What plan should I make to pay off some principal?

I have car loan with high interest rate and would like to pay off some of the principal, but with bad economy I also want to reserve some cash for emergency. How should I pay this loan off? This loan has about three years left.


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Answer by src50
Depends on your total finances. You have to decide how much you save in reserve and how much you can use to pay down the debt. No one else can decide for you.

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Payday Loans


Image by Steve Rhodes
www.npr.org/blogs/money/2009/11/rip_pay_day_loans.html

Even though there is a program in San Francisco which requires banks to provide accounts to everyone to prevent the kind of fees these places charge

www.bankonsf.org

For more on payday loans, see

www.harpers.org/archive/2009/04/0082451

I do see more hiring signs and need to upload more photos I've been taking of them

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